Pre-launch estimates — numbers update on release day
Make money in GTA 6 without wasting hours.
Set your capital, your weekly playtime, and your risk appetite. Payday Planner ranks every income method by real net $/hr and builds the fastest path to a passive-income empire.
⚡ Net $/hr rankings🏙️ Empire build order📈 Net-worth projection
$2,000,000
10h
Drives weekly income + projection.
Methods above this are dimmed.
Income methods, ranked
Free| # | Method | Net $/hr | Startup | Payback | Risk |
|---|---|---|---|---|---|
| 1 | Cargo Warehouse Businesssemi-passive | $60K | $1,200,000 | 20.0 h | medium |
| 2 | Neon Nightclub Businesspassive | $49.5K | $1,700,000 | 34.3 h | low |
| 3 | Custom Auto Shop Businesssemi-passive | $44K | $1,600,000 | 36.4 h | low |
| 4 | Street Races Hustleactive | $41K | Free | — | medium |
| 5 | Courier / Delivery Hustle Hustleactive | $26K | Free | — | low |
| 6 | Harbor Heist (finale) Heistactive· above risk | $260K | $100,000 | 0.4 h | high |
| 7 | Counterfeit Cash Lab Businesssemi-passive· over budget | $84K | $2,500,000 | 29.8 h | medium |
| 8 | Stock Market Swing (BAWSAQ-style) Investmentpassive· above risk | $70K | $250,000 | 3.6 h | high |
| 9 | Arcade Front Businesssemi-passive· over budget | $52.5K | $2,100,000 | 40.0 h | medium |
| 10 | Bounty Hunting Hustleactive· above risk | $38K | $50,000 | 1.3 h | high |
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Empire Builder
ProRecommended spend
$1.2M
Passive net / hr
$60K
Blended payback
20.0 h
| Buy order | Cost | Net $/hr | Payback |
|---|---|---|---|
| 1.Cargo Warehouse | $1,200,000 | $60K | 20.0 h |
12-week net-worth projection
with Street Races · 10h/weekProjected weekly income
$1M
Net worth at week 12
$12.9M
Learn the system
All guides →Money basics
How to Make Money in GTA 6
Forget chasing the 'best method.' The players who get rich think in net $/hr and reinvest. Here's the full system — and the tool to run your own numbers.
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The most expensive business is rarely the right first buy. Here's the framework for picking the one that pays itself back fastest.